Why choose us:

Online Payday Loans No Credit Check

online payday loans no credit checkAre you in need of a payday loan but don’t want to go through a credit check in fear of being rejected?

It’s no surprise, most banks and mainstream lenders use a blanket approach and often reject applications right away if you have bad credit or struggled in the past.

This is extremely frustrating if you currently have a stable income and know you’ll be able to repay the loan when your next pay check arrives.

But here’s the good news: we can help you match with a payday lender regardless of your credit rating. While we cannot promise no credit check, your application won’t be automatically rejected and will be fairly assessed by the lender based on all of the info you provide.

Read on to find out more about online payday loans, how they work, and how you might get one even with poor credit.

Cover Unforeseen Expenses Before Payday Rolls Around

Payday loans are an effective way to cover unexpected bills and purchases while you’re waiting on your next pay check. You can borrow up to $1,000, which is repaid automatically from your bank account with a single added finance charge.

These hassle free terms mean no installments or lengthy periods of interest, no need to send the lender a check or manually transfer the repayment, and you can be sure the money will be there because it’s taken on or just after the date you next get paid.

So, whether you need to pay that unforeseen bill, fund emergency travel, or cover any other temporary blip in your budget – a payday loan might be the perfect solution.

Save Time with Fast Online Application

To get started all you have to do is go to our loan request form, select the amount you wish to borrow up to $1,000 and enter some basic personal information. We will then attempt to match you with one of numerous payday lenders from our network.

It’s that easy…

Gone are the days of having to stand in line at a bank or storefront lender to state your case, followed by stacks of paperwork and days waiting for confirmation and the deposit.

If referred to a lender by us, you will be transferred over to the lender’s page right away and you can complete their entire application online from any device with a browser. You will know if you have been approved or not on-screen, without the need for stressful face to face or telephone meetings.

What’s more, if you apply during working hours you could see the cash in your account in as fast as on the next business day – the ideal solution for emergency financial situations!

Remember, Bad Credit Isn’t a Barrier

If you have been searching for “online payday loans no credit check“, it is important to understand that no reputable lender can promise a loan without checking your credit history. This is a marketing tactic used to prey on your fears of wasting your application and getting rejected automatically.

The lenders in our network will always pull your credit information, but this is just one factor among many that is used to decide whether to approve you or not. You can use our loan request from right now, regardless of your credit rating.

Note: Pulling you credit details may temporarily impact you credit rating, as it is a signal to other lenders that you have been considering borrowing money. This will have the most impact if you have been applying for many different loans and types of credit in a short space of time.

Yet, for most users the effect of this will be negligible and won’t last long. In fact if you are approved for a payday loan online and repay it on the agreed upon date, this will have a positive effect on your credit – as it is a sign to other lenders that you can borrow responsibly.


You may be thinking, “this is all well and good, but what’s the catch?” – Fortunately there isn’t one. All our lenders require for you to be eligible to apply is that you are at least 18 years old and a legal resident of the United States.

You must also have a stable and verifiable source of income from employment, self-employment, or an accepted form of social welfare.

Best of all, we only match you with …

Reputable and Safe Lenders

The accredited lenders in our network never use gimmicks or ploys to entice you, such as “no credit check” or “guaranteed/instant approval”, and you will be given a digital copy of the loan terms before you’re required to sign the contract.

This means you will know exactly how much the loan will cost you, any possible late fees or added interest, and all of their other policies.

They also won’t pass on or sell your information to third parties. All information you share with us or our lenders is secured using the latest 256-Bit SSL encryption technology.